[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.prolek.cz\/nevynasi-li-podnikani\/#Article","mainEntityOfPage":"https:\/\/www.prolek.cz\/nevynasi-li-podnikani\/","headline":"Nevyn\u00e1\u0161\u00ed-li podnik\u00e1n\u00ed","name":"Nevyn\u00e1\u0161\u00ed-li podnik\u00e1n\u00ed","description":"Soukrom\u00ed podnikatel\u00e9 jsou sice sami sv\u00fdmi p\u00e1ny, jen\u017ee je nutn\u00e9 konstatovat, \u017ee nejednou nejde o pr\u00e1v\u011b radostn\u00e9 panov\u00e1n\u00ed. Proto\u017ee si sice doty\u010dn\u00ed mohou o sv\u00e9m \u017eivot\u011b stejn\u011b jako o sv\u00e9 pr\u00e1ci rozhodovat v podstat\u011b sami, jen\u017ee sou\u010dasn\u011b tito nesou sami osobn\u011b i v\u0161echny d\u016fsledky, je\u017e to m\u00e1. To znamen\u00e1, \u017ee dokud podnik\u00e1n\u00ed vzkv\u00e9t\u00e1, vede se […]","datePublished":"2021-06-21","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.prolek.cz\/author\/#Person","name":"","url":"https:\/\/www.prolek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"prolek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.prolek.cz\/wp-content\/uploads\/jedna%20libra_1.jpg","url":"https:\/\/www.prolek.cz\/wp-content\/uploads\/jedna%20libra_1.jpg","height":0,"width":0},"url":"https:\/\/www.prolek.cz\/nevynasi-li-podnikani\/","about":["Ekonomika"],"wordCount":398,"articleBody":"      Soukrom\u00ed podnikatel\u00e9 jsou sice sami sv\u00fdmi p\u00e1ny, jen\u017ee je nutn\u00e9 konstatovat, \u017ee nejednou nejde o pr\u00e1v\u011b radostn\u00e9 panov\u00e1n\u00ed. Proto\u017ee si sice doty\u010dn\u00ed mohou o sv\u00e9m \u017eivot\u011b stejn\u011b jako o sv\u00e9 pr\u00e1ci rozhodovat v podstat\u011b sami, jen\u017ee sou\u010dasn\u011b tito nesou sami osobn\u011b i v\u0161echny d\u016fsledky, je\u017e to m\u00e1. To znamen\u00e1, \u017ee dokud podnik\u00e1n\u00ed vzkv\u00e9t\u00e1, vede se jim dob\u0159e nebo dokonce skv\u011ble, jen\u017ee jakmile se objev\u00ed pot\u00ed\u017ee, jsou na to rovn\u011b\u017e sami a sami to mus\u00ed d\u00e1t do po\u0159\u00e1dku.Jen\u017ee d\u00e1vat do po\u0159\u00e1dku situaci v pozvolna nebo i rychle se hrout\u00edc\u00ed a bankrotuj\u00edc\u00ed firm\u011b nen\u00ed rozhodn\u011b nic radostn\u00e9ho. To chce mimo\u0159\u00e1dn\u00e9 \u00fasil\u00ed, vytrvalost, n\u00e1pady a pochopiteln\u011b i pen\u00edze. A p\u0159inejmen\u0161\u00edm s t\u00edm posledn\u00edm, tedy s pen\u011bzi, to b\u00fdv\u00e1 t\u011b\u017ek\u00e9. Kdy\u017e podnik\u00e1n\u00ed neprosperuje, nejsou p\u0159\u00edjmy, a bez t\u011bch pak logicky nen\u00ed ani z \u010deho financovat nezbytn\u00e9 v\u00fddaje.Ale investice jsou p\u0159i n\u00e1prav\u011b vznikl\u00fdch pot\u00ed\u017e\u00ed v podstat\u011b nezbytn\u00e9. A kdy\u017e je podnikatel nem\u016f\u017ee zaplatit z vlastn\u00ed kapsy, mus\u00ed si pen\u00edze od n\u011bkoho aspo\u0148 p\u016fj\u010dit. A to je pro podnikatele v nesn\u00e1z\u00edch dal\u0161\u00ed r\u00e1na. Proto\u017ee n\u011bkomu takov\u00e9mu obvykle v bance nep\u016fj\u010d\u00ed. Banky maj\u00ed sv\u00e1 p\u0159\u00edsn\u00e1 pravidla, ty nerady riskuj\u00ed, a kdy\u017e je tedy \u017eadatel o p\u016fj\u010dku n\u011bjak pochybn\u00fd, rad\u011bji pomoci odm\u00edtnou.Av\u0161ak hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu F\u00e9rov\u00e1 hypot\u00e9ka ani v takov\u00fdch chv\u00edl\u00edch nezklame. Tu dostane klidn\u011b i ten ze soukromn\u00edk\u016f, kter\u00fd m\u00e1 pom\u011brn\u011b nedostate\u010dn\u00e9 p\u0159\u00edjmy, nevaln\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, z\u00e1znam v registrech dlu\u017en\u00edk\u016f, exekuci na sv\u016fj majetek a podobn\u011b. I kdy\u017e i zde se pochopiteln\u011b n\u011bjak\u00e9 ty podm\u00ednky splnit mus\u00ed.Jen\u017ee podm\u00ednky pro z\u00edsk\u00e1n\u00ed nebankovn\u00ed hypot\u00e9ky nejsou nijak n\u00e1ro\u010dn\u00e9. D\u00e1t za p\u016fj\u010den\u00e9 pen\u00edze do z\u00e1stavy nemovitost a prok\u00e1zat aspo\u0148 minim\u00e1ln\u00ed schopnost spl\u00e1cet je daleko sn\u00e1ze splniteln\u00e9 ne\u017e to, co \u017e\u00e1daj\u00ed banky. A proto soukrom\u00ed podnikatel\u00e9 nejednou pr\u00e1v\u011b o takov\u00e9 hypot\u00e9ky od nebankovn\u00ed spole\u010dnosti \u017e\u00e1daj\u00ed. Aby m\u011bli v\u00fdhodn\u011b sv\u00e9 jist\u00e9.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nevyn\u00e1\u0161\u00ed-li podnik\u00e1n\u00ed","item":"https:\/\/www.prolek.cz\/nevynasi-li-podnikani\/#breadcrumbitem"}]}]